Help more customers say yes.

Win more business by giving your customers access to multiple finance providers through a single application.

Helping merchants offer finance without becoming a lender.

Finance providers
20+
Finance providers
Funding available
£1,000 to £3,000,000
Funding available
Serving merchants
UK & USA
Serving merchants

How it works

Finance made simple.

1

Receive an order

Your customer is ready to buy but wants to spread the cost with monthly payments.

Purchase order
2

Submit the application

Complete a simple online finance application with your customer.

Finance application
3

Compare finance offers

We present the application to our panel of finance providers, who return available finance offers.

Multiple finance offers
4

Your customer chooses

Your customer reviews the available offers and decides whether to proceed.

Finance accepted
5

Finance is completed

Once the finance agreement is complete, funds are released in line with the lender's process.

Transaction completed

Finance My Purchase doesn't lend money or hold customer funds. We connect businesses with finance providers, so customers can compare offers and choose what suits them.

Why merchants choose us

One platform. Endless finance possibilities.

Increase sales by giving your customers more ways to pay for what you sell. You send one application. We do the rest.

  • One application process
  • Multiple finance providers
  • One login, not five portals
  • Faster finance decisions
  • More choice for your customers
  • Secure API integrations
  • Real-time application tracking
  • A simple merchant dashboard

Industries we support

Helping businesses across every industry grow.

Whether you sell products, services or commercial assets, Finance My Purchase helps you win more business by making larger purchases more affordable for your customers.

Furniture & interiorsAutomotiveConstruction & tradesPlant, machinery & equipmentManufacturingAgricultureRenewable energyHealthcareTechnology & ITOffice & commercial equipmentCatering & hospitalityPrint & signageProfessional servicesCommercial assets & auctions

Commercial auctions

Finance My Purchase helps commercial auction houses and their buyers access a range of finance products for business asset purchases.

Plant & machinery auctionsVehicle auctionsCommercial equipment auctionsInsolvency salesBusiness asset auctions

Help buyers bid with confidence by giving them access to multiple finance providers through a single application.

Finance options

12+ finance products. One application.

Whether your customers are investing in equipment, improving cash flow or funding business growth, one simple application gives them access to a growing range of finance products.

Asset finance
Spread the cost of equipment, vehicles and machinery.
Business loans
Flexible funding to invest in your business.
Hire purchase
Spread the cost and own the asset at the end of the agreement.
Finance lease
Access the equipment you need without purchasing it outright.
Operating lease
Use equipment or vehicles with the flexibility to upgrade at the end of the agreement.
Invoice finance
Release cash tied up in unpaid invoices.
Working capital
Flexible funding to support day-to-day operations and business growth.
Stock finance
Fund inventory without tying up working capital.
Trade finance
Support imports, exports and supplier payments.
VAT finance
Spread the cost of VAT payments and protect cash flow.
Merchant cash advance
Funding repaid through a percentage of future card sales.
Refinance
Restructure existing finance to improve cash flow or reduce monthly repayments.

Available products depend on eligibility and provider approval.

Merchant dashboard

Everything in one place.

Stay informed without chasing updates. Track every customer application and see its progress from one simple dashboard.

  • Applications handled through one platform
  • Clear, live progress updates
  • Customer documents kept together
  • Offers and decisions in one place
  • Performance insights
  • Support from the Finance My Purchase team

Built for merchants

Growing your business shouldn't mean managing multiple finance providers.

Finance My Purchase is a marketplace that gives your customers access to multiple finance providers through a single application, making it simple for your business to offer finance and win more orders.

Security

Built with security in mind.

Encrypted data

Data is encrypted in transit and at rest.

Secure integrations

Applications are securely shared with finance providers.

ICO registered

Registered with the Information Commissioner's Office, ZC191308.

Audit trail

Every application is securely recorded.